Regulations & Compliance

AML & KYC Policies

To maintain secure operations and fully comply with federal and international digital banking regulations (including the BSA and USA PATRIOT Act), Aural Bank implements robust identity verification frameworks.

Know Your Customer (KYC) checks prevent identity theft, financial fraud, money laundering, and illicit asset movements.

Acceptable Forms of Identification

To verify your online digital banking account, you are required to upload a clear scan or photograph of one of the following official documents:

• Government-issued Passport (showing full details page, photograph, signature, and validity)
• National Identity Card / Government ID (showing both front and back faces)
• State-issued Driver's License (must be unexpired and fully readable)

Compliance Controls & Limits

Please note that until identity verification is completed and approved by our security administrators:

• All electronic transfers (Zelle, ACH, wire) will remain locked.
• Applications for commercial or personal loans are disabled.
• Ordering of virtual or gold-accented debit cards is suspended.